ComparisonCompare realistic options using consistent factors and visible uncertainty.

Home or clinic light therapy cost: compare the trade-offs

If NB-UVB is an option, compare what home and clinic treatment would ask of you. Consider travel, supervision, setup, records, equipment, support, and cost. Neither setting is automatically right.

Practical snapshot

Connect the plan, the real-world burden, and the follow-up.

  1. Confirm the exact plan
  2. Prepare the routine
  3. Record what happened
  4. Know who to contact

For people considering or using clinician-directed narrowband UVB, and their caregivers

What this page helps you do

If NB-UVB is an option, compare what home and clinic treatment would ask of you. Consider travel, supervision, setup, records, equipment, support, and cost. Neither setting is automatically right.

Your task
Compare realistic options using consistent factors and carry the trade-offs into a shared decision.
The clinician boundary
A qualified clinician determines candidacy and the treatment plan. Use the exact current device instructions and contact the care team for reactions or changes; this page does not provide settings or treatment changes.

If both use NB-UVB, what actually changes?

The light may be from the same treatment category, but the experience is not the same. The setting changes who operates and checks the equipment. It also changes who is present, how records are kept, and where you get help. Neither setting is automatically suitable just because both can use NB-UVB. Evidence

Why this matters

Phototherapy guidance describes both supervised clinic services and home programs for selected patients. In either setting, your diagnosis, treatment plan, safety boundaries, and follow-up stay with a qualified clinical team.

What would clinic treatment be like in my week?

At a clinic, the service operates the equipment and staff are present during treatment. That can make it easier to get help during a visit. It also means fitting scheduled appointments, travel, parking or transit, and time away from work, school, or caregiving into your week. Evidence Evidence

Why this matters

The clinic is responsible for its equipment, staffing, and operating procedures. You still need to know whom to contact between visits and how to report reactions, medicine changes, missed visits, or other concerns.

What would I be taking on at home?

Home treatment can remove repeated clinic trips, but more of the routine moves to you. You may need a suitable space and must follow the exact device instructions. You may also manage protective equipment, records, and concerns. Know which clinical or device-support team to contact. Greater convenience does not mean lower risk or better results. Evidence Evidence Evidence Evidence

Why this matters

A home program still depends on prescribing, training, follow-up, and clear routes for clinical and equipment concerns. Owning or keeping a device at home can also mean managing delivery, storage, household access, and manufacturer support.

How do I decide which setting fits my life?

Compare the parts that affect your life. These include support, travel, scheduling, space, equipment duties, follow-up, your total cost, and what happens when you need help. You can also choose another treatment or no active treatment for now. Evidence Evidence Evidence

Why this matters

Vitiligo guidance treats your goals, the pattern and activity of vitiligo, prior care, access, and personal priorities as part of shared decision-making. Availability and payment can differ by setting and need to be checked where you live.

Now compare the two settings

Put your real cash and time burden beside the trade-offs

First compare supervision, travel, space, and responsibility. Then use the calculator — have your clinic schedule, a supplier quote, and your written insurance estimate ready.

Cost and time planner

Compare home and clinic with your numbers

Work through what you know now. You can leave optional costs blank and return when you have a written quote or coverage estimate.

Stored only in this browser. Your entries never enter the URL. Clear them before leaving a shared browser.
1. Clinic schedule and travel

Use the schedule and location of the clinic you are considering.

What should I enter?

Enter how many times you would travel to the clinic for phototherapy in a typical week. Example: for Monday, Wednesday, and Friday visits, enter 3.

What should I enter?

Enter the total length of the course you are comparing, not the number of weeks in a year. Example: for a 24-week course, enter 24.

What should I enter?

Enter the usual door-to-door travel time for one direction in minutes. The calculator doubles it for the return trip. Example: if the clinic is 25 minutes away, enter 25.

What should I enter?

Enter the total time at the clinic, including check-in, waiting, the visit, and checkout. Do not include travel time here. Example: if you are usually there for 40 minutes, enter 40.

2. Clinic costs and time

Enter what you expect to pay or set aside for each clinic visit.

What should I enter?

Enter your expected out-of-pocket amount for one phototherapy visit after insurance. Example: if each visit has a $40 copay, enter 40. If you expect to pay $0, enter 0.

What should I enter?

Enter the distance for one direction. The calculator doubles it for the return trip. Example: if the clinic is 12.5 miles away, enter 12.5.

What should I enter?

Enter what you expect to pay for parking, tolls, or public transit for one round trip. Example: for $8 parking, enter 8. Enter 0 if there is no charge.

What should I enter?

Use this optional field if you want to see travel and visit time expressed as a separate value. Example: if one hour away from work, caregiving, or other responsibilities is worth $25 to you, enter 25. This value is never added to the cash-cost comparison.

3. Home device, coverage, and follow-up

Start with the full supplier quote, then enter any insurer payment confirmed as a dollar amount.

What should I enter?

Enter the full price from the supplier quote before subtracting any expected insurance payment. Example: if the supplier quote is $3,200, enter 3200.

If insurance may cover part of the device, wait for written authorization before committing to the quote.
What should I enter?

Enter a dollar amount, not a coverage percentage. Example: if insurance is expected to pay the full $3,200 quote, enter 3200. If it is expected to pay $2,400, enter 2400. If you do not have a written dollar estimate yet, leave this blank; the comparison will use $0 until you update it.

What should I enter?

Enter your expected out-of-pocket total for supplies during each year you would be treating at home. Use a supplier or clinic estimate when available. Example: if the yearly estimate is $150, enter 150. Enter 0 if none is expected.

What should I enter?

This means appointments with the clinician who supervises your home phototherapy—not treatments you do at home. Enter the number expected in each 12 months of treatment. Example: follow-up every three months means 4 visits per year.

What should I enter?

Enter your expected out-of-pocket amount for one clinician follow-up while treating at home. Example: for a $50 specialist copay, enter 50. Enter 0 if you expect to pay $0.

What should I enter?

This estimates the full cost of driving, not just fuel and not a tax deduction. You can keep the sourced rate shown here or enter your own per-mile estimate. Example: if you want to use $0.50 per mile, enter 0.50.

Editable full vehicle-cost allowance. IRS source, effective 2026-07-01.
4. How would you pay the amount insurance does not cover?
What should I enter?

First enter the full device quote and the insurer's expected dollar payment above. Then choose how you would pay the remaining amount. This calculator does not model rental or rent-to-own arrangements; use the written total from the supplier if one is offered.

5. Could you pay what is due at the start?
What should I enter?

For payment in full, this is the device quote minus the expected insurance payment, plus the first year of supplies. For financing, it is the amount due before delivery plus the first year of supplies. If insurance is expected to pay the full device quote, the starting amount may be only the supplies you entered.

Calculator ready.

Fictional worked example · estimates only

Estimated cash across this example course

Clinic $4,824 · Home $3,550

These totals show what the calculator does with one made-up set of costs. They are not a quote, a recommended schedule, or a reason to choose one setting.

SettingEstimated cashTravel and visit time
Clinic$4,824108 hours
Home$3,5506 hours

Home time includes only travel and visit time for follow-up. The optional value of time is kept separate from cash.

What this example does not account for
  • deductibles, plan limits, or costs not entered;
  • drug costs or the clinical value of in-person supervision;
  • time using a home device, because that depends on the device and your plan;
  • changes to quotes, coverage, travel, follow-up, or supplies.
Assumptions used in the worked example

This made-up example uses a fictional course only to show the cost math. It does not publish or recommend a treatment schedule. Use only the plan your care team gives you.

Ask your care team
  • Clinic: $40 per visit, $8 for each round trip, 12.5 miles and 25 minutes each way, plus 40 minutes at the clinic.
  • Home: a fictional $3,200 cash quote, no expected insurance payment, $150 in supplies, and four follow-up visits at $50 each.
  • Driving uses the editable $0.76-per-mile full vehicle-cost allowance, sourced from the IRS and effective 2026-07-01.
  • An optional $25 hourly value is shown separately and never added to cash.

What if I later switch settings or devices?

Do not carry instructions from one clinic or device to another on your own. Ask your team for an updated plan before changing the setting, device, lamp, or clinical team. Do the same after an interruption. Use current instructions for the exact equipment. Evidence Evidence Evidence

Why this matters

Devices and services can differ in controls, protective equipment, training, and support. A useful handoff includes what was prescribed, what actually happened, what you observed, and the exact device used.

Questions that can change the next decision

  • For your clinicianWhat other options should I consider if neither setting works for me?Saving keeps this on your device and needs JavaScript, which is off in this browser.
  • For your clinicianBefore I switch, what needs to be reviewed or rewritten?Saving keeps this on your device and needs JavaScript, which is off in this browser.
  • For your clinicianWhat records should I bring to the new clinic or home program?Saving keeps this on your device and needs JavaScript, which is off in this browser.

Evidence behind this page

Sources

Each evidence badge opens the source and its limits. The full list stays available here.

  1. Phothera PhototherapyManufacturer · not independentIndependence not established
    Published
    2026-03-03
    SteadySkin last checked
    2026-07-31
    What this source can and cannot tell you

    What this source supports

    Supports the current first-party route to Phothera device and accessory manuals and shows that instructions are model- and controller-specific.

    What it does not support

    It does not establish clinical suitability, comparative benefit, the condition of an individual unit, or that one manual applies to a related or legacy model; each exact linked manual and revision still requires verification.

    Automated draft claim mapping withheld from reader-facing evidence details until clinical or editorial review is recorded. This page is not yet approved for indexing.

  2. Solarc Systems Inc.Manufacturer · not independentIndependence not established
    Published
    2020-09-18
    SteadySkin last checked
    2026-07-31
    What this source can and cannot tell you

    What this source supports

    Supports first-party specifications and installation, electrical, protective-equipment, maintenance, and support boundaries for the named SolRx E-Series revision.

    What it does not support

    It does not support another SolRx family, confirm that this is the newest revision for an individual unit, establish clinical suitability, or prove comparative safety or effectiveness; the owner must verify the exact current manual with Solarc.

    Automated draft claim mapping withheld from reader-facing evidence details until clinical or editorial review is recorded. This page is not yet approved for indexing.

  3. Zerigo Health, Inc.Manufacturer · not independentIndependence not established
    Published
    2026-03-06
    SteadySkin last checked
    2026-07-31
    What this source can and cannot tell you

    What this source supports

    Supports Zerigo’s current first-party description of its United States prescription device, required mobile application, Member Guide, Care Guide support, data-enabled service model, transfer restrictions, and distinction between technical support and medical advice.

    What it does not support

    It does not independently establish comparative benefit, coverage, privacy quality, clinical suitability, or that the program terms will remain unchanged.

    Automated draft claim mapping withheld from reader-facing evidence details until clinical or editorial review is recorded. This page is not yet approved for indexing.

  4. Journal of the European Academy of Dermatology and VenereologyRegulatory / guideline · not independentRelevant relationship disclosed
    Published
    2023-09-25
    SteadySkin last checked
    2026-07-31
    What this source can and cannot tell you

    Why the independence label says this: The journal is the publisher. This label refers to extensive author relationships disclosed for the recommendation, not to the journal itself.

    What this source supports

    It supports current expert-consensus terminology, clinical assessment, disease-activity evaluation, treatment-goal discussion, and shared decision-making.

    What it does not support

    It is not independent comparative proof. It cannot diagnose a reader from a description or photograph.

    Automated draft claim mapping withheld from reader-facing evidence details until clinical or editorial review is recorded. This page is not yet approved for indexing.

  5. British Journal of Dermatology (Eleftheriadou V, et al.)Regulatory / guideline · independentIndependent source
    Published
    2022-01-01
    SteadySkin last checked
    2026-07-31
    What this source can and cannot tell you

    What this source supports

    Supports the clinical history and assessment domains, evaluation of associated autoimmune conditions, its recommendation for thyroid function and antithyroid antibody screening, current classification context, treatment-option map, psychosocial assessment, medical photography and the limits of pediatric evidence.

    What it does not support

    It was designed for UK care and reviewed literature through May 2019; it does not establish a universal testing plan, prescribe an individual plan, or establish current US labeling or coverage.

    Automated draft claim mapping withheld from reader-facing evidence details until clinical or editorial review is recorded. This page is not yet approved for indexing.

  6. British Journal of Dermatology (Goulden V, et al.)Regulatory / guideline · independentIndependent source
    Published
    2022-09-01
    SteadySkin last checked
    2026-07-29
    What this source can and cannot tell you

    What this source supports

    It supports that traditional NB-UVB fluorescent lamps emit a narrow UVB band peaking around 311 nanometres, plus clinical uses, comparisons with other ultraviolet treatments, and safety boundaries including sunburn-type reactions.

    What it does not support

    It does not provide a personal treatment plan or establish any home-use setting. SteadySkin never reproduces its treatment schedules.

    Automated draft claim mapping withheld from reader-facing evidence details until clinical or editorial review is recorded. This page is not yet approved for indexing.

  7. British Association of DermatologistsPatient education · independentIndependent source
    Published
    2022-06-01
    SteadySkin last checked
    2026-07-29
    What this source can and cannot tell you

    What this source supports

    It supports a plain-language explanation that NB-UVB uses a small part of the UVB spectrum, is used for conditions including psoriasis, eczema, and vitiligo, and is distinct from sunlight or a sunbed.

    What it does not support

    It is patient education, not primary evidence for an efficacy claim. Its own review date must remain current before SteadySkin relies on it.

    Automated draft claim mapping withheld from reader-facing evidence details until clinical or editorial review is recorded. This page is not yet approved for indexing.

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